Know Exactly When You
Can Stop Working.

ExitAge is Exit Planning Technology. You enter your assets, debts, and expected spending in retirement — ExitAge projects how long your money lasts and helps you pinpoint the exact date your plan becomes financially sustainable. It answers the only question that matters: when are you free?

ExitAge calculates your full financial runway — modelling assets, liabilities, monthly contributions, retirement spending, inflation, and drawdown returns. The result is one clear answer: how many years your money will sustain your lifestyle from your exit date, shown as a timeline you can interact with in real time.

Traditional calculators ask "how big will your portfolio be?" ExitAge asks "how long will your money last?" It models your complete financial ecosystem — assets, liabilities, contributions, spending, inflation, and both pre and post-retirement returns — and converts everything into years of financial freedom. No product bias. No abstract projections.

Yes. Your data is stored encrypted via Supabase and never shared or sold. We use Clerk for authentication and enforce row-level security on all records. You can delete your account and all associated data at any time.

Projections are estimates based on the inputs and assumed rates of return you provide. They use deterministic compound interest and CPI inflation modelling — not AI guesswork, not rough approximations. They are not guaranteed outcomes. We recommend using ExitAge alongside advice from a qualified financial adviser.

Full access to the planner: unlimited saved scenarios, the retirement timeline chart, complete asset and liability modelling, inflation-adjusted spending, and all features we release going forward.

ExitAge offers two plans: annual (billed once a year, best value) and monthly (flexible, cancel any time). Both plans include full access to every feature. Annual subscribers pay a lower monthly-equivalent rate — the annual plan is designed for planners who return to their exit model regularly as their financial picture evolves. If you start on the monthly plan and want to switch to annual, you can do so at any time through your account settings. Stripe prorates the remaining monthly time automatically — there is no gap in access.

Tax is not applied automatically within ExitAge, and intentionally so. Tax rules vary significantly across countries, change regularly, and depend heavily on individual circumstances — your income sources in retirement, the types of accounts you hold, your residency status, and the specific tax treatment of pension or investment withdrawals in your jurisdiction. A single built-in rate would be misleading for the majority of users. Instead, we recommend treating tax as a retirement expense you own and control. You can add a dedicated spending line in the Retirement Spending section — for example, "Tax provision" — and include an amount that reflects your expected annual tax liability in retirement. This keeps the model honest and ensures your plan accounts for tax in a way that reflects your actual situation rather than a generic assumption. If you are unsure what to include, a qualified tax adviser or financial planner in your country can help you estimate an appropriate figure based on your retirement income structure.

Inflation is currently set at 3.5%.

Generally this isn't included given you will need a home to live in through retirement. By including it, the engine will work on the assumption that it is a realisable asset that can be used to fund your retirement. However, if you intend to downsize, we'd recommend you only include the percentage of the property's value you are likely to free up to help fund your retirement. For example: your property is worth $1,000,000 (in today's values), you intend to downsize to a property worth $700,000 (in today's values) — within the tool you include an asset worth $300,000 and apply an appropriate growth rate for your property market. Make sure you include the full mortgage currently outstanding on your home though — you want to ensure that any retirement plan accounts for the full mortgage debt being repaid.